1 - Access to the website:
Users of this website confirm that they have the skills and resources necessary to gain access and use this website.
Arval points out that fraudulent access to or presence in a computer system, the interruption or falsification of the operation of such a system, and the fraudulent input or the amendment of data in a computer system are criminal offences which are punishable by law.
Access to the arval.fi website is free of charge. The costs of access to and the use of the telecommunications network shall be borne by the visitor.
2 - Intellectual property:
Arval is the owner, or holder, of the rights to all the elements which make up this website, namely the data, drawings, graphics, photos and sound tracks. Any full or partial reproduction, recording, distribution or rebroadcasting of the contents of this website by any process whatsoever without the prior permission of Arval is forbidden.
The brands of the publisher of the arval.fi website and its partners, as well as the logos on the website, are filed brand names. Any full or partial reproduction of these brands or logos on the basis of the elements of the website without the specific permission of the publisher is forbidden.
The content on or available through the website (the “Content”) published by either Arval or any third party, is protected by copyrights, patents, trademarks, service marks, or other forms of proprietary rights.
3 - Liability:
Arval retains the right to improve the content of this website at any time and without prior warning. Moreover, Arval rejects any liability in the event of delay, error or neglect in connection with the content of these pages or in the event of the interruption or non-availability of the service.
Arval cannot be held liable for a decision taken on the basis of information on this website, or for any use which may be made thereof by third parties. Any person wishing to use one or more services and/or one or more products offered on the website is requested to contact Arval to obtain information on the contractual conditions and rates applying to that product or those products and/or that service or those services.
4 - Technical damage:
Arval cannot be held liable for elements beyond its control or for damage which may be caused to the technical environment of the user and in particular his computers, software, network accessories and all other hardware used by him to gain access to or make use of the service and/or the information.
5 - Hyperlinks:
The arval.fi website contains hyperlinks which provide access to websites not published by Arval. Consequently, Arval cannot be held liable for the content of websites to which the internet user has gained access via this method.
6 – Cookies:
The user is informed that during his visit to the website, a cookie may automatically be installed and stored temporarily in the memory or on his hard disk. A cookie is an element which cannot be used to identify the user, but which serves to register information in relation to his surfing history.
The users of the website confirm that they have been informed of this practice and give Arval permission to employ it. They can deactivate the cookie by using parameters on their navigation software.
7 - Personal information:
All information entered on forms is registered by Arval, which is responsible for its processing, solely to enable its offices and branches, at its request, to contact the internet user. The information collected is information required to answer the questions posed by the internet user and to send him information messages by email.
8 – Applicable law:
Use of this website and this website are governed by the law of Finland. All disputes arising from or in connection with the use of this website shall be ruled on exclusively by the District Court in Helsinki.